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Multiple Employer Plan (MEP) 401K
A MEP 401k provides a cost-effective solution for small- to medium-sized employers that want to offer a retirement plan as an employee benefit. A MEP provides a means for multiple plan sponsors to offer a retirement plan under the umbrella of single qualified plan. Plan sponsors therefore gain economies of scale and subsequent cost savings, benefit enhancements and fiduciary consulting - perks generally reserved only for larger retirement plans!
Employer Benefits
* Plan sponsors are unrelated
* Each sponsor has plan design flexibility
* Low or no cost to start or convert a plan
* Helps mitigate fiduciary liability
* Full disclosure of all fees
* No additional retirement plan audit fees (for plans with over 100 participants)
* Comprehensive education motivates, complies & helps mitigate risk
Participant Benefits
* Investment options from well known companies
* Low entry cost
* Convenient way to save for retirement on a tax deferral basis
Education & Communication
* Customized enrollment and education materials
* Participant call center and full online support
* Incorporates "best practices"
* Motivates action
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