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Fifty-four percent of American workers have saved less than $25,000 for retirement, and 43% have saved less than $10,000.1
Source: 1) Employee Benefit Research Institute, 2010

Will you outlive your retirement income?  How much liability insurance should you have? Should you add stocks to your portfolio?  Are your financial expectations for the coming year realistic?

Our financial newsletters are designed to provide helpful information on a wide variety of financial topics.  Simply click on one of the newsletter topics below to read the article in its entirety.

Before implementing any strategy discussed herein, you should consult with your own financial, tax, and/or legal advisors to determine its applicability in light of your own situation.

Most insurance policies and annuity contracts contain exclusions, limitations, reductions of benefits, surrender charges and terms for keeping them in force. Your representative can provide you with costs and complete details.

Pursuant to IRS Circular 230, New England Financial is providing you with the following notification: The information contained in this newsletter is not intended to (and cannot) be used by anyone to avoid IRS penalties. This newsletter supports the promotion of New England Financial products and services. You should seek advice based on your particular circumstances from an independent tax advisor. Neither New England Financial nor their representatives or agents are permitted to give legal or tax advice. Any discussion of taxes included in or related to this document is for general informational purposes only. Such discussion does not purport to be complete or to cover every situation. Current tax law is subject to interpretation and legislative change. Tax results and the appropriateness of any product for any specific taxpayer may vary depending on the particular set of circumstances. You should consult with and rely on your own independent legal and tax advisors.